/IRBIS, June 7, 2009/ - the Agency of the Republic of Kazakhstan on regulation and supervision of financial market and financial organizations (FSA) published on its official website (www.afn.kz) the following information:

Quotation start

According to the stress-test on basis of regular financial statements, there was defined the quota of provisions in the loan portfolio of banks on June 1, 2009.

The amount of provisions on loan portfolio was increased by reducing the retained profit of bank to the level that the bank complies with standards of capital adequacy k1 and k2.

This calculation takes into account the reduction of retained net profit as well as undistributed profits of previous years and does not take into account the amount of perpetual financial instruments and subordinated debt included in the calculation of equity capital in accordance with the requirements of the Regulations, approved by the Board of the Agency of September 30, 2005 # 358.

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                                    Actual data on June 1, 2009   Stress-test
                          ------------------------------------- -------------
                                                                      Limited
                                       Provisions    Percent of    percent of
                                 Loan          in    provisions    provisions
#  Bank                    Portfolio,        loan       in loan            in
                              billion  portfolio,  portfolio, %          loan
                                tenge     billion                portfolio, %
                                            tenge
-- ---------------------- ----------- ----------- ------------- -------------
 1 Kazkommertsbank           2,516.10       540.2        21.50%        25,90%
 2 Halyk Savings Bank of     1,304.40       209.2        16.00%        23,60%
    Kazakhstan
 3 ATF Bank                     908.7         115        12.70%        18,10%
 4 Bank CenterCredit            700.8        81.1        11.60%        19,00%
 5 Nurbank                      251.8        15.9         6.30%        11,60%
 6 KASPI BANK                   213.4          21         9.80%        14,80%
 7 Eurasian Bank                164.5         7.8         4.80%        13,20%
 8 TsesnaBank                   101.6         6.9         6.80%        12,30%
 9 Subsidiary Bank               80.7         6.3         7.80%        41,90%
   Sberbank of Russia JSC
10 Subsidiary Bank HSBC          56.7         0.1         0.30%         4,80%
   Bank Kazakhstan
11 Kazinvestbank                 56.1         3.7         6.60%        14,40%
12 SB RBS (Kazakhstan)           55.0         2.5         4.50%        26,00%
13 Eximbank                      46.8         3.9         8.40%        22,60%
   Kazakhstan JSC
14 Zhilstroisberbank             36.6         1.3         3.50%        34,30%
   Kazakhstan
15 Citybank                      33.5         0.6         1.90%         6,80%
   Kazakhstan
16 Delta Bank                    19.4         0.9         4.80%        28,60%
17 SB ALFA-BANK                  17.6         2.5        14.10%        39,80%
18 Bank Astana-Finance           12.8         0.5         4.10%        31,90%
19 Home Credit Bank              10.2         4.2        41.40%        67,10%
20 Bank Positive                  5.2         0.8        15.00%        95,00%
   Kazakhstan
21 SB KZIBANK                     4.4         0.7        15.50%        66,40%
22 METROCOMBANK                   3.5         0.3         9.80%        44,20%
23 AsiaCredit Bank                3.4         0.1         2.00%        77,40%
24 Zaman-Bank                     3.2         0.2         4.80%        85,10%
25 SB TAIB                        2.3           0         1.90%        95,60%
   KAZAKH BANK
26 Senim-Bank                     2.3         0.1         3.50%        87,90%
27 Danabank                       2.2         0.8        35.10%        79,30%
28 Masterbank                     1.7         0.1         3.30%        > 100%
29 Express Bank                   1.7           0         1.50%        90,40%
30 SB Bank of Chine               1.1           0         1.00%         8,70%
   in Kazakhstan
31 Kazincombank                   0.9        0.04         4.20%        > 100%
32 SB NB of                       0.5       0.003         0.60%        > 100%
   Pakistan in Kazakhstan
33 Shinhan                          0           0             -             -
   Bank Kazakhstan
34 TPB China in Almaty              0           0             -             -
by bank system*              6,619,00    1,026.80        15.50%        21.00%
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* BTA Bank, Alliance Bank, SC BTA BANK-TEMIRBANK are not included.

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[2009-07-07]